OFW & Travel

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Hand holding dollar bills

I Saved $847 Last Year By Timing My Remittances to the Philippines - Here's My Exact Strategy

I saved $847 last year by timing remittances and choosing the right providers.

OWWASavings & InvestmentExpats
Bank logo

The Mid-Market Rate Secret Banks Don't Want OFWs to Know

How OFWs can use the mid-market exchange rate to save on remittance fees.

OWWASavings & InvestmentExpats
Instapay and Pesonet logos

InstaPay vs. PesoNet: The Difference Between Getting Money in Minutes or Days

Quick guide: how InstaPay and PESONet differ for receiving money in the Philippines.

OWWASavings & InvestmentExpats
Dollar bill

Why Your Family Received PHP 56,430 Instead of PHP 59,080 (Same $1,000 Sent)

Why your family got ₱56,430 instead of ₱59,080 - clear reasons and fixes.

OWWASavings & InvestmentExpats
Remitly app on phone

Remitly's First Transfer Rate Was Amazing-Then I Saw What They Really Charge

I tested Remitly's first-transfer promo vs real PHP received - here's the full breakdown.

OWWASavings & InvestmentExpats
Different bills of currency

I Tracked Exchange Rates for 90 Days - Here's When OFWs Lose the Most Money

I tracked 90 days of PHP exchange rates to find when OFWs lose the most.

OWWASavings & InvestmentExpats
GCash logo

GCash vs. Maya: Which Wallet Gets Your Remittance Faster (And Cheaper)?

Which e-wallet - GCash or Maya - gets your remittance to the Philippines faster and cheaper?

OWWASavings & InvestmentExpats
Money changer

The Hidden Exchange Rate Markup Costing OFWs $2,650 Per Year

How hidden FX markups can cost OFWs up to $2,650 yearly.

OWWASavings & InvestmentExpats
Western Union app on phone

Western Union Charged Me $10.68 for Dollar Remittance to the Philippines - Here's the App That Sent the Same $200 for $3

How I cut a $10.68 Western Union fee down to $3 for a $200 USD remittance.

OWWASavings & InvestmentExpats
Dotonbori River in Osaka

Tokyo vs Osaka: Which City Is Better for First-Time Travelers?

Tokyo or Osaka-which is best for first-time travelers from the Philippines?

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