OFW & Travel
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I Saved $847 Last Year By Timing My Remittances to the Philippines - Here's My Exact Strategy
I saved $847 last year by timing remittances and choosing the right providers.

The Mid-Market Rate Secret Banks Don't Want OFWs to Know
How OFWs can use the mid-market exchange rate to save on remittance fees.

InstaPay vs. PesoNet: The Difference Between Getting Money in Minutes or Days
Quick guide: how InstaPay and PESONet differ for receiving money in the Philippines.

Why Your Family Received PHP 56,430 Instead of PHP 59,080 (Same $1,000 Sent)
Why your family got ₱56,430 instead of ₱59,080 - clear reasons and fixes.

Remitly's First Transfer Rate Was Amazing-Then I Saw What They Really Charge
I tested Remitly's first-transfer promo vs real PHP received - here's the full breakdown.

I Tracked Exchange Rates for 90 Days - Here's When OFWs Lose the Most Money
I tracked 90 days of PHP exchange rates to find when OFWs lose the most.

GCash vs. Maya: Which Wallet Gets Your Remittance Faster (And Cheaper)?
Which e-wallet - GCash or Maya - gets your remittance to the Philippines faster and cheaper?

The Hidden Exchange Rate Markup Costing OFWs $2,650 Per Year
How hidden FX markups can cost OFWs up to $2,650 yearly.

Western Union Charged Me $10.68 for Dollar Remittance to the Philippines - Here's the App That Sent the Same $200 for $3
How I cut a $10.68 Western Union fee down to $3 for a $200 USD remittance.

Tokyo vs Osaka: Which City Is Better for First-Time Travelers?
Tokyo or Osaka-which is best for first-time travelers from the Philippines?