Government Benefits & Services

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  • SSS
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  • PhilHealth
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  • Requirements & Benefits
Surgery

What Could Happen If You Rely Only on PhilHealth: An $8,000 Cautionary Tale

Cautionary tale of PHP 450k surgery and why expats must buy private cover.

ExpatsTravel GuideSavings & Investment
Business article newspaper

Why My $200K Business Requirement Dropped to $100K (And Yours Can Too)

How I cut a US$200K foreign-capital rule to US$100K - practical Philippine steps.

ExpatsTravel GuideSavings & Investment
Tax return

Your Pension Goes Tax-Free in the Philippines - But There's a Catch

Your pension can be income tax-free in the Philippines-but only under certain conditions.

ExpatsImmigrationRequirements & Benefits
Stethoscope

The Dark Side of Philippine Healthcare Nobody Talks About

The hidden problems in Philippine healthcare: access, corruption, and inequity.

ExpatsTravel GuidePhilHealth

Personal Documents

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  • Passport
  • Clearance
  • Certificate
  • Government ID
Stack of files

UMID Card Application 2025: Requirements, Online Appointment, Fees, and Processing Time

How to apply for UMID Card in the Philippines (2025): requirements, booking, fees, timing.

Government IDRequirements & Benefits
Shake hands

Transfer of Land Title: Requirements and Process Philippines

Step by step guide to transfer a land title in the Philippines.

Requirements & BenefitsCertificate
Bullseye

What to Do If NBI Clearance Has Hit in the Philippines: Complete Guide

Step-by-step help when your NBI clearance shows a "HIT".

ClearanceWork
House construction site

House Construction Permit in the Philippines: Requirements and Application

How to get a house construction permit in the Philippines - simple steps and checklist.

CertificateRequirements & Benefits

OFW & Travel

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  • Visa
  • Immigration
  • POEA
  • OWWA
  • Travel Guide
Nurse in uniform

The $400 to $6,000 Salary Gap: Which OFW Jobs Actually Pay What You Deserve in 2026?

Quick guide to which OFW jobs pay $400–$6,000 in 2026.

OWWAWorkPOEA
Riyadh, Saudi Arabia

Saudi Arabia's Vision 2030: How OFW Salaries Jumped from SAR 45,000 to 80,000 (And How You Can Benefit)

How Saudi Vision 2030 drove OFW pay from SAR45k to SAR80k - and steps to benefit.

OWWAWorkPOEA
Auckland, New Zealand

Australia vs New Zealand: The Ultimate OFW Salary Showdown for Healthcare Workers in 2026

OFW guide: Australia vs New Zealand pay for Filipino healthcare workers in 2026.

OWWAWorkPOEA
Dubai, UAE

Tax-Free Riches: Why UAE Engineers Take Home More Than US Engineers (Despite Lower Base Pay)

Why many Filipino engineers earn more net in the UAE than in the US - tax-free pay and benefits explained.

OWWAWorkPOEA

Employment & Career

  • Latest
  • Tax
  • Work
Nurse in uniform

The $400 to $6,000 Salary Gap: Which OFW Jobs Actually Pay What You Deserve in 2026?

Quick guide to which OFW jobs pay $400–$6,000 in 2026.

OWWAWorkPOEA
Riyadh, Saudi Arabia

Saudi Arabia's Vision 2030: How OFW Salaries Jumped from SAR 45,000 to 80,000 (And How You Can Benefit)

How Saudi Vision 2030 drove OFW pay from SAR45k to SAR80k - and steps to benefit.

OWWAWorkPOEA
Auckland, New Zealand

Australia vs New Zealand: The Ultimate OFW Salary Showdown for Healthcare Workers in 2026

OFW guide: Australia vs New Zealand pay for Filipino healthcare workers in 2026.

OWWAWorkPOEA
Dubai, UAE

Tax-Free Riches: Why UAE Engineers Take Home More Than US Engineers (Despite Lower Base Pay)

Why many Filipino engineers earn more net in the UAE than in the US - tax-free pay and benefits explained.

OWWAWorkPOEA

Education

  • Latest
  • Admissions
  • Exams
English books

Why Every Expat in Manila Speaks Perfect English (But Your Driver Doesn't)

Why Filipinos and expats sound so different in Manila - and what really drives English use here.

ExpatsTravel GuideAdmissions
Person shading a circle on exam sheet

Taking University Entrance Exams in the Philippines: What You Need to Know

Prepare for college success with this checklist for university entrance exams in the Philippines.

AdmissionsExams
Student studying

Student's Guide in Philippines: All Documents You Need for College in Philippines

Quick guide that lists the essential documents you'll likely need for college admission, enrollment, scholarships, dorms, internships, and transfers in the Philippines

Admissions

Lifestyle & Money

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  • Savings & Investment
  • Food
  • Expats
Hand holding dollar bills

I Saved $847 Last Year By Timing My Remittances to the Philippines - Here's My Exact Strategy

I saved $847 last year by timing remittances and choosing the right providers.

OWWASavings & InvestmentExpats
Bank logo

The Mid-Market Rate Secret Banks Don't Want OFWs to Know

How OFWs can use the mid-market exchange rate to save on remittance fees.

OWWASavings & InvestmentExpats
Instapay and Pesonet logos

InstaPay vs. PesoNet: The Difference Between Getting Money in Minutes or Days

Quick guide: how InstaPay and PESONet differ for receiving money in the Philippines.

OWWASavings & InvestmentExpats
Dollar bill

Why Your Family Received PHP 56,430 Instead of PHP 59,080 (Same $1,000 Sent)

Why your family got ₱56,430 instead of ₱59,080 - clear reasons and fixes.

OWWASavings & InvestmentExpats